Fun Things to Do With Your Pet This Summer!

Having fun this summer would not be the same if we didn’t include our adorable pets. After all, they’re family to right? We know that our furry friends light up our lives, make our day when we’re feeling down, drag us outside for a walk even when we don’t want to and put a smile on our face even on our worst day. So this summer wouldn’t be the same if we didn’t include them. We’ve come up with a great list of activities for you and your pet this summer. Let us know which one is your … [Read more...]

High or low Deductibles, The logic behind both

It is important to understand what a Deductible is. A Deductible is an amount you’re responsible to pay before your insurance pays their portion. For example, if you were in a collision and the ambulance had to take you to the emergency room; You would have to take care of your deductible portion first, and then the health insurance would cover the rest. We will use high or low car insurance Deductibles as an example. What is a high Deductible? A high deductible is a higher amount of money … [Read more...]

25 Fun inexpensive things to do with your Kids during Summer!

Summer is one of the busiest seasons of the year. The sun is out; the sky is blue and the flowers are blooming. You know that your everyday schedule will be busy from morning til evening. You’ve got a plan and you’re ready to take it on. Then you remember your kids are out of school! That changes everything. You see that the kids are moping around the house. They have the, " I’m bored face on; ” but Summer just started and you’re not sure what to do? Well, don’t worry we’ve got twenty-five fun … [Read more...]

What is the difference between “Actual Cash Value” and “Replacement Cost?”

What is the difference between “Actual Cash Value” and “Replacement Cost?” Introduction It is important to know how “Actual Cash Value” versus “Replacement Cost” can affect the coverage of your personal items. Consider if you had a 70 inch Smart TV, and someone stole it. Would your insurance company give you a settlement to replace your TV with a new one or would the insurance company give you what your TV is worth at the time? In 2018 a national study conducted by Mercury Insurance … [Read more...]

[NEW HOMEOWNERS] Are you Budgeting for These Homeowner Expenses?

Remember that feeling when they handed you the front door keys?  Being a homeowner is a something you should have great pride in, but let’s face it – it’s no simple or easy task. People get the impression that the reason why being homeowner is so expensive is due to the large chunk of money handed over in the beginning (down payment) or because the mortgage usually is a bit higher than a regular month of rent. But those two things aren’t the HALF of it. Maintaining your home, and … [Read more...]

4 Memorable Valentine’s Day Date Ideas That Won’t Break The Bank

Valentine’s Day is approaching FAST! Did you remember to get your significant other a box of chocolates, or a fancy piece of jewelry? Well, we have something better than any of those items that is even higher in value.  Make this Valentine’s Day special by spending time with your significant other.  Here are a few memorable date ideas that you can use to make this V-Day the best one yet. Hot Air Balloon Ride Nothing says “love is in the air” like ACTUALLY being up in the air! … [Read more...]

The Ultimate Guide to Protecting Your Smartphone Private Data

Installing an anti-virus software, or some asset for protecting your computer has seemingly been common knowledge since the .com era. But what about when it comes to your smartphone? Isn’t your phone (simply put) a “mini” version of your computer? And with access to EVERYTHING from your bank account apps, family photos, and other personal data that you couldn’t imagine getting hacked into. Take a moment to prioritize your mobile phone security by reading these 5 tips:U Use at least a … [Read more...]

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