High or low Deductibles, The logic behind both

It is important to understand what a Deductible is. A Deductible is an amount you’re responsible to pay before your insurance pays their portion. For example, if you were in a collision and the ambulance had to take you to the emergency room; You would have to take care of your deductible portion first, and then the health insurance would cover the rest. We will use high or low car insurance Deductibles as an example. What is a high Deductible? A high deductible is a higher amount of money … [Read more...]

3 Need-to-Know Tips for Buying a Car as a Holiday Gift

If you are purchasing a car for a loved one as a gift this year, congratulations! It’s a big decision to make, with plenty of “to-do” list items to check off, including purchasing a big red bow to put on the hood!  With your mind on a million different tasks, take a look at our quick checklist to ensure you have everything covered to make this the best holiday gift ever! Communicate with the dealer If the car is a surprise gift, it might be best to let the dealer know. Why? To make sure … [Read more...]

Does Auto Insurance Cover Customizations?

Customizing your car gives your car a bit of your own personality, and while it may look cool it’s important to know if these customizations are covered by your insurance. Whether you want to use these customizations for purely aesthetic purposes or want to act like you are part of the Fast and Furious franchise, you have to know whether these customizations are covered under your auto insurance policy. These parts are expensive and if they get damaged in an accident, you want to have some … [Read more...]

Mercury Insurance Ranks Well with Their Customers

Mercury Insurance is among the highest ranked when it comes to auto insurance customers.  The auto insurance market is highly competitive as many insurance companies offer low rates and various discounts. With so many options from which to choose, it is a miracle that many customers have landed with them. With recommendations and fantastic approval ratings, a company that puts its customers first will always succeed–especially if the product is in high demand. So what better way to enhance your … [Read more...]

The New 2017 California Driving Laws

New state driving laws are generally not as advertised to the public as celebrity gossip, so here are new California driving laws to know before you get caught breaking the law. Every year, states update old driving laws and introduce new ones in an effort to keep up with technology and make the roads safer for everyone. Driving laws vary widely from state to state, so it is important that you read your own state's guidelines before you take anything to heart. Senate Bill 491 – The minimum … [Read more...]

Avoid Getting Hit by a Car

When it comes to your motorcycle safety, not getting hit by a car should be among your top priorities.  There's something about riding a motorcycle that is incredibly liberating: taking your bike out on the open road with nothing but you and the environment you are driving through. But this feeling of exhilaration does not come without a price. Safety is what is sacrificed when you decide to ride a motorcycle because there is nothing protecting you from a head-on collision and the pavement, … [Read more...]

Failure to Use Turn Signals Is Leading Cause of Traffic Accidents

The turn signal is a great little way to let people know your intended direction. Unfortunately, not every person uses the turn signal and it may lead to more accidents than you think.  You probably see it all the time: a person changing lanes or making a turn without any indication of their intended course. "Neanderthals!" You might call out in annoyance. (And you may be right.) If only there were a way for these people to signal where they are turning. Oh, there is? That's right. It's called … [Read more...]

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