How to Reduce Your Auto Ins. PremiumsInsured by Carver
- Use the same carrier for all of your insurance policies. You'll often get discounts for having multiple vehicles, plus homeowners insurance, renters insurance, and life insurance with the same company.
- Choose a vehicle that is less expensive and has a good safety record, which means the insurance company takes on less risk by insuring it.
- Select a higher deductible on comprehensive and collision coverage. You'll pay a bit more if you use the coverage, but you'll reduce your auto insurance premiums in the meantime.
- Ask about how to qualify for discounts. Many insurance carriers offer discounts for low mileage, safety features, driver safety courses, professional affiliations, and being accident free.