What are the Best Practices for Conducting Your Home Inventory? - Temecula Insurance Agency - Carver for Auto, Home, Life & Health

What are the Best Practices for Conducting Your Home Inventory?

home inventory list in murrieta ca Purchasing insurance for your automobile or new boat are always at the top of your list.  It's easy to remember that these valuable possessions can easily be damaged in a parking lot, or on your summer water skiing trip.  However, homeowners is essential when it comes to protecting your greatest possession of all! Having a home inventory is a crucial part of any homeowners insurance policy, and so it is important that you create one for your home. Your home is a special and sentimental place because in it you have most, if not all, of your worldly possessions in it. Some of them may be mundane, like a pencil or pen, while others hold value that is beyond monetary, like a ring that’s been passed down from generation to generation. Regardless of their importance to you, everything in your house is still yours and you deserve to have it protected against any harm to which your things may succumb. A home inventory list is a compilation of things that you own that are protected under your homeowners insurance policy in Murrieta. This list serves many purposes: the first being that you have a physical (or digital) list of all your possessions so that, if your house were to burn to a crisp with all of your things equally toasted, you can get reimbursed for these damaged items. The second reason is because it makes it easier and faster for your insurance company to process your claim and get you your check faster. Here are a few tips on how you can create a home inventory.
  1. Go Room by Room
Making a list of every single thing in your home can be tedious and off-putting. And so some people feel overwhelmed before they even begin and never create this list, immediately regretting only once it’s too late. You can help make this task more manageable by breaking up the load room by room, day by day. Before you know it, each room is completed and you have a list that insurance companies can use to help you get reimbursed.
  1. Use Photographs
The best way for insurance companies to know what you had is for them to see what you once had. Using pictures of the item is extremely useful and provides visual evidence of those things you used to own. Along with your photograph, you need to include a brief description of what it is we’re looking at, and the price of the thing. This helps streamline the process for insurance companies so they can write you your check to the amount you are owed.
  1. Create Physical and Digital Copies
Even if you are not computer savvy, it is important that you create and save a copy of your home inventory on the Cloud. The Cloud is a secure hard drive that you can access from any device into which you sign in. So if your physical copy is destroyed by the same covered event that did your house in, you still have a copy in the Cloud--safe from any real-world dangers. There are plenty of cloud storages that exist, the most popular being Google Drive. If you have Gmail, you already have a Google Drive account. A home inventory list is an important list for you to create. It will help reimburse you for the things you lost in a covered disaster. Contact the insurance professionals at Carver Insurance Services, Inc. for all of your home insurance needs in Murrieta, surrounding areas, and California!

Share this post