6 Good Questions to Ask When You’re Looking for a New Auto Insurance Agent

Getting auto insurance can be a confusing process, particularly for first-timers. When it comes to auto insurance, choosing the right agent is half the battle in making sure that you find the best coverage to suit your needs. That’s why when looking for a new auto insurance agent, it is recommended that you ask certain questions before making a decision. Following are 6 good questions to ask when you’re looking for a new auto insurance agent: 1. What Companies Do You Represent? The … [Read more...]

5 Things That Insurance Companies Look for When Rating Your Homeowner’s Insurance

Insurance companies consider many factors when rating your homeowner insurance premium. We all want the peace of mind that our home and its contents are covered for the worst-case scenarios, yet that sometimes means paying higher insurance premiums to ensure that everything is adequately covered. But how exactly does an insurance company rate your homeowner insurance premium? Many factors are considered, so your insurance costs can vary significantly depending on the overall condition of your … [Read more...]

6 Ways to Keep Your Auto Insurance Premiums Down

If you are worried about increased auto insurance premiums, you are not alone. According to estimates, auto insurance premiums have increased by about 20% in the past few years. There are a number of reasons behind these rising auto insurance costs. Fortunately, there are several ways to keep these costs down. Following are 6 ways to keep your auto insurance premiums down: 1. Don’t Over Insure Because many auto insurance agents offer high limits of liability insurance by default when … [Read more...]

10 Safest Neighborhoods in Temecula

When you and your family are deciding to move, you want to make sure that you live in a safe neighborhood. You consider the school system, how close the grocery store is, the crime rate and so much more. We pride ourselves on our community and have created a list of the 10 safest areas to live in Temecula, California. Route 79/ Anza Road https://www.neighborhoodscout.com/ca/temecula/route-anza#crime Anza Road/ Pauba Road https://www.neighborhoodscout.com/ca/temecula/anza-rd#crime Sage … [Read more...]

Factors that affect a Homeowners Policy

Introduction It's always important to know what can affect the cost of your Homeowners Policy. Homeowner's insurance is property insurance that covers losses and damages to an individual's house. Homeowner's insurance also provides liability coverage to protect injury to others in the home or on the property. We'll be covering what factors can affect your Homeowners Policy, which could also change your monthly premium.   Why is Homeowners Insurance Important? A … [Read more...]

Fun Things to Do With Your Pet This Summer!

Having fun this summer would not be the same if we didn’t include our adorable pets. After all, they’re family to right? We know that our furry friends light up our lives, make our day when we’re feeling down, drag us outside for a walk even when we don’t want to and put a smile on our face even on our worst day. So this summer wouldn’t be the same if we didn’t include them. We’ve come up with a great list of activities for you and your pet this summer. Let us know which one is your … [Read more...]

High or low Deductibles, The logic behind both

It is important to understand what a Deductible is. A Deductible is an amount you’re responsible to pay before your insurance pays their portion. For example, if you were in a collision and the ambulance had to take you to the emergency room; You would have to take care of your deductible portion first, and then the health insurance would cover the rest. We will use high or low car insurance Deductibles as an example. What is a high Deductible? A high deductible is a higher amount of money … [Read more...]

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