Are You Covered From Flood Damage?

If you are relying on your existing insurance policies, you may not have enough coverage. As the heavy El Nino rains continue to pound California, you may be hearing more and more stories of flood waters making their way into people’s homes. If you are thinking that your existing homeowners insurance policy will provide protection in case of flood damage, think again. Any damage that is done by a flood will not be covered under your existing home insurance policy. You will need to invest in a … [Read more...]

Your Dog, Your Liability, & Your Homeowners Insurance

What homeowners need to know about their dogs and their Menifee, CA insurance. You love your furry family member, but—if you’ve thought about it—you probably don’t love the risk he or she brings your family. Even the most docile dogs can act out when they feel threatened, and a dog bite could take a big bite out of your savings account. Fortunately, your homeowners insurance contains liability coverage, and if your dog is eligible, that coverage can step in to cover the medical bills and even … [Read more...]

Your Smartphone’s Cyber Liability Risk

Tips For Minimizing Digital Risk Do you remember when a phone was just a phone? Your kids probably cannot! Today, our phones are mini computers, giving us access to the internet and every piece of data we have stored digitally. This makes life easier, but it also makes it easier for a thief to get his or her hands on all of your information. To help you protect your smartphone’s cyber liability risk, use these tips. Lock Up: If your phone has a keylock or PIN code, use it! Without this kind … [Read more...]

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