6 Things to Do Urgently if You Have an Auto AccidentInsured by Carver
6 Things to Do Urgently if You Have an Auto Accident
Getting into an auto accident is a terrible experience, no matter whether or not it is your fault. There’s usually a bit of chaos, flood of emotions, and some confusion about what just happened. In such an unfortunate situation, it is critical that you stay calm and take a step-by-step approach to the aftermath of the accident. What you do urgently in the moments following the accident is crucial to ensuring your safety and protecting your wallet.
Following are 6 things to do urgently if you have an auto accident:
1. Check Yourself and Passengers for Injuries
In the moments following the accident, thoroughly check yourself as well as your passengers for injuries. If anyone has back or neck pain, then it is highly recommended that you stop the injured person from moving to prevent creating additional trauma and wait for first responders to arrive.
2. Check Your Immediate Surroundings
Stay calm and evaluate what is going on around you. Do you smell smoke? Are you safe? Is there anything you must do to keep yourself safe? In case of an auto accident, your safety is your top priority. Everything else comes afterwards.
3. Get to Safety
If you are able to, quickly move to a sidewalk or the side of the road. If your vehicle is safe to drive and it is stopped at a dangerous place, pull it to the side of the road. If it’s not moving, then leave it where it is.
4. Call the Police
No matter the severity of the auto accident, calling the police is usually advisable. In fact, it is legally required in some states. Usually if the damages are severe enough, if the vehicles are blocking the flow of traffic, or if there are any injured parties, the responding officers will document the scene and fill out an accident report. This report will help with the claims process when you file a claim with your insurance company.
5. Document the Accident
Following are some instructions that you should follow. These will help you protect yourself:
• Once the police arrive, make sure to get the name as well as the badge number of all responding officers.
• Ask the police officers how to get a copy of the accident report. This report will prove to be helpful when you file an auto insurance claim.
• Take pictures to document the accident thoroughly.
• Write down the names and addresses of all the parties involved.
• Write down the names and contact information of witnesses to the auto accident (if there were any).
6. Notify Your Insurance Company
While you are at the scene, you may want to call your insurance agent. That way, they can tell you exactly what they will need to process your auto insurance claim as well as what to expect during the claims process.
An auto accident can leave even the most seasoned drivers confused and frazzled but following the above-mentioned steps may help protect you from unnecessary concerns. That way, you can concentrate on working with your auto insurance company to get your car repaired as quickly and as smoothly as possible.
Carver Insurance Services, Inc. is a local insurance agency that has been serving residents and small businesses in Murrieta, Temecula, and surrounding areas since 2004. Started by Diana Carver; a second generation insurance broker with over 25 years experience, when after working for several insurance brokerages, Diana felt the need for a brokerage that was efficient and progressive, while still keeping that “hometown” feeling.
Carver Insurance Services, Inc.’s goal is to help you determine what insurance needs you have, meet those needs, and then help you prepare to meet future goals. The Carver Insurance Services, Inc. Family and its agents would love for you to stop by one of their two convenient locations for a free insurance quote or just to say, “Hello!” If you are looking to learn more, then click the link to visit our twitter page for more insurance quotes.
For more information, give Carver Insurance Services, Inc. a call today to talk to a friendly, helpful agent.
Carver Insurance Services, Inc.-Temecula
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