blog Archives - Temecula Insurance Agency - Carver for Auto, Home, Life & Health

10 Safest Neighborhoods in Temecula

When you and your family are deciding to move, you want to make sure that you live in a safe neighborhood. You consider the school system, how close the grocery store is, the crime rate and so much more. We pride ourselves on our community and have created a...

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Factors that affect a Homeowners Policy

Introduction It's always important to know what can affect the cost of your Homeowners Policy. Homeowner's insurance is property insurance that covers losses and damages to an individual's house. Homeowner's insurance also provides liability coverage to protect injury to others in the home or on the property. We'll be...

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Fun Things to Do With Your Pet This Summer!

Having fun this summer would not be the same if we didn’t include our adorable pets. After all, they’re family to right? We know that our furry friends light up our lives, make our day when we’re feeling down, drag us outside for a walk even when we don’t...

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High and Low Deductibles

High or low Deductibles, The logic behind both

It is important to understand what a Deductible is. A Deductible is an amount you’re responsible to pay before your insurance pays their portion. For example, if you were in a collision and the ambulance had to take you to the emergency room; You would have to take care...

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25 Fun inexpensive things to do with your Kids during Summer!

Summer is one of the busiest seasons of the year. The sun is out; the sky is blue and the flowers are blooming. You know that your everyday schedule will be busy from morning til evening. You’ve got a plan and you’re ready to take it on. Then you...

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What is the difference between “Actual Cash Value” and “Replacement Cost?”

What is the difference between “Actual Cash Value” and “Replacement Cost?” Introduction It is important to know how “Actual Cash Value” versus “Replacement Cost” can affect the coverage of your personal items. Consider if you had a 70 inch Smart TV, and someone stole it. Would your insurance company give you...

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