10 Safest Neighborhoods in Temecula

When you and your family are deciding to move, you want to make sure that you live in a safe neighborhood. You consider the school system, how close the grocery store is, the crime rate and so much more. We pride ourselves on our community and have created a list of the 10 safest areas to live in Temecula, California. Route 79/ Anza Road https://www.neighborhoodscout.com/ca/temecula/route-anza#crime Anza Road/ Pauba Road https://www.neighborhoodscout.com/ca/temecula/anza-rd#crime Sage … [Read more...]

Factors that affect a Homeowners Policy

Introduction It's always important to know what can affect the cost of your Homeowners Policy. Homeowner's insurance is property insurance that covers losses and damages to an individual's house. Homeowner's insurance also provides liability coverage to protect injury to others in the home or on the property. We'll be covering what factors can affect your Homeowners Policy, which could also change your monthly premium.   Why is Homeowners Insurance Important? A … [Read more...]

Fun Things to Do With Your Pet This Summer!

Having fun this summer would not be the same if we didn’t include our adorable pets. After all, they’re family to right? We know that our furry friends light up our lives, make our day when we’re feeling down, drag us outside for a walk even when we don’t want to and put a smile on our face even on our worst day. So this summer wouldn’t be the same if we didn’t include them. We’ve come up with a great list of activities for you and your pet this summer. Let us know which one is your … [Read more...]

High or low Deductibles, The logic behind both

It is important to understand what a Deductible is. A Deductible is an amount you’re responsible to pay before your insurance pays their portion. For example, if you were in a collision and the ambulance had to take you to the emergency room; You would have to take care of your deductible portion first, and then the health insurance would cover the rest. We will use high or low car insurance Deductibles as an example. What is a high Deductible? A high deductible is a higher amount of money … [Read more...]

25 Fun inexpensive things to do with your Kids during Summer!

Summer is one of the busiest seasons of the year. The sun is out; the sky is blue and the flowers are blooming. You know that your everyday schedule will be busy from morning til evening. You’ve got a plan and you’re ready to take it on. Then you remember your kids are out of school! That changes everything. You see that the kids are moping around the house. They have the, " I’m bored face on; ” but Summer just started and you’re not sure what to do? Well, don’t worry we’ve got twenty-five fun … [Read more...]

What is the difference between “Actual Cash Value” and “Replacement Cost?”

What is the difference between “Actual Cash Value” and “Replacement Cost?” Introduction It is important to know how “Actual Cash Value” versus “Replacement Cost” can affect the coverage of your personal items. Consider if you had a 70 inch Smart TV, and someone stole it. Would your insurance company give you a settlement to replace your TV with a new one or would the insurance company give you what your TV is worth at the time? In 2018 a national study conducted by Mercury Insurance … [Read more...]

All Rights Reserved. Copyright 2019 Carver Insurance Services, Inc.

Customized and Mangaged by Stratosphere Marketing Solutions